Credit Analysis On Small And Medium Enterprises In Lagos Metropolis

(A CASE STUDY OF BANK PHB PLC.) ABSTRACT Small and medium enterprises are supposed to playa central role in the drive for economic development of the country. There is however a consensus' that these small and medium enterprises have largely failed to ·deliver on this score. Lack of access to credit from financial institutions has been identified as constituting the greatest clog in the wheel of progress for small and medium enterprises. This research work seeks to appraise the process of analysing credit requests on small and medium enterprises in. t…