Effect Of Credit Risk Management On The Performance Of Banks In Nigeria (a Case Study Of Union Bank Plc)

 ABSTRACT The study aimed at assessing the efficiency of credit risk management on banks performance. Secondary source of data were used for the study. Correlation Coefficient and regression analysis were used in testing the hypotheses. The study concludes that credit risk affect the performance of Union Bank of Nigeria Plc and that to maintain high interest income, attention needs to be given to credit risk management especially regarding the lending philosophy of Union Bank of Nigeria Plc. The study recommends that Union Bank of Nigeria Plc should ensure that loans given out to customers sho…