Credit Creation And Management In Nigeria Commercial Banks (a Case Study Of Union Bank Of Nigeria, Ogui Road Enugu)

ABSTRACT The topic of this project is credit creation and management in Nigerian commercial books.  The purpose of the study is to examine the impact of policies issued or introduced into the banking system. The research outline covered the following points, revenue generation as a principal objective of bank lending, inefficient management of loan portfolio a fundamental problem of distressed banks.  Loan/deposit ratio as it affects’ liquidity position of banks and the impact of prudential guideline. Questionnaire was use in data collection using the random sampling method.  The chi-square st…