Evaluation Of Bank Lending And Credit Management In Nigeria

CHAPTER ONE 1.0       INTRODUCTION   Commercial Banks operate to mobilize deposits from the populace and keep. Some in trust payable on demand. Through the performance of this role, Banks act as reservoir for surplus funds and thus lend safe portion of these funds to clients that have genuine needs for them. The banks have special responsibility to ensure effective management of these funds kept in trust with them by depositors. Chester A Rude puts it that the way and manner in which funds are handled “determines whether they are laying a sound foundation or creating future problems …