Commercial Banks Lending Practices And The Incidence Of Bad Debt In Nigeria

ABSTRACT This research work will address the issue of lending problem loans (Bad debt) and also the techniques of minimizing it. In the ordinary course of lending, Banks increase bad debt, which are charged against the income generated. Indeed many banks are at the verge of collapse, because of the impact and effects of bad debt and its ineffective management. The nature of project writing in ordinary National Diploma level demands that the source of collecting data should be secondary, hence the researcher did not use interviews and questionnaires, but the research conducted was only l…