Credit Management In Nigeria Communicial Banks. (a Case Study Of First And Union Banks Of Nigeria Phe, Enugu).

INTRODUCTION1.9 BACKGROUND OF STUDYThe banking industry has been known for its intermediary role in providing financial assistance (credit) needed in the economy. this role of financial intermediation is carried out in so many ways. First to be mentioned is the granting of loans and advances to customers which constitutes the major part of banking lending. Apart from loans and advances, other forms of bank credits like bond issued banks for and on behalf of their customers.In providing credits or for business venture, banks should as a matter at important take all necessary steps to ensure tha…