An Assessment Of Credit Management In Nigeria Commercial Banks (a Case Study Of Union Bank Of Nigeria Plc) Okpara Avenue Enugu.

ABSTRACTThe purpose of this research is to examine the impact of  credit management on commercial banks.  The introduction of the  prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account has continued to increase in bank lending.  Obviously this has adverse effect on banks since it affects their cash flow and impair profitability. Most loans and advances go bad because of the inadequacy in credit management and recovery procedure of banks.  Appraisal of lending vis a vis the credit  management of banks and the impact of the ap…