Bank Regulation And Level Of Non Performing Loans In Commercial Banks In Nakuru County Kenya

ABSTRACT The non-performing loans ratio among Kenyan lenders rose to a 10-year high in the third quarter of the year 2018 as commercial banks struggled with loan defaults in a tough economic environment. The rise has mainly been driven by business borrowers and has affected largely banks in tier 2 and 3, a research report by Standard Investment Bank showed. Businesses in the country have struggled with a tough operating environment this year as credit growth ground to a halt on the back of a year-old rate capping law and a prolonged electioneering. The study dependent variable was NPLs while …