The major function of the Nigerian Agricultural, co-operative, Rural and Development Bank is provision of loans and advances to individual and corporate farmers. However, there are series of reasons for the need for special funding towards agricultural sector. The agricultural sub-sector is saddled with peculiar risks, risks that can… Continue Reading
The introduction of interest rate was first abolished during the medieval time and was legal in 1545 by King Henry VIII who abolished the usury laws and was later condemned. The central Bank of Nigeria later introduced interest rate deregulation into the monetary system, which was a part of the structural adjustment program (SAP)… Continue Reading
This research work scrutinized the role of Banks in Export Financing. Export financing is very important, as Nigerian exporters have to compete with exporters from other pats of the word. Particularly those from industrial countries who are already in the market and have easy access to various type of export finance sources. To be… Continue Reading
Banking industry in Nigeria has come of age. It started in 1894 by the statement of first bank of Nigeria. Since then the number of banks in Nigeria has been on the increase. In 1993, the guest for indigenous banking started and later in the decade natwnal bank was registered the flood gate for banks was opened with the affainment of… Continue Reading
This study centered on improving the management of loanable funds in commercial banks. The study was comparative in nature, using Trade Bank of Nigeria (TBN) and Inland Bank of Nigeria (IBN). These two banks were chosen because of their accessibility, high rate of mobilization of deposits and loan defaulting. The major instrument used for… Continue Reading
The objective of this study is to evaluate agricultural loan disbursement and repayment in the Nigeria commercial banks. In particular it is intended to examine the adequacy and repayment in commercial banks. In carrying out this research both. Secondary data were collected through the use of quantitative and qualitative analysis… Continue Reading
This study, which is, captioned the Role and Importance of the Central Bank in the Prevention of Bank Failure in Nigeria has revealed the types, causes effects recognition and prevention of bank failure in Nigeria. Some of the findings indicated that banking failure was mainly as a result of poor portfolio management and inadequate… Continue Reading
Service is the central bank motto in the distribution of its various production packages and marketing strategy implementation. Customer are satisfied when they get the service they want at the right time, right place , right price and in the right manner. The issue of efficient service in banking industry has being given serious… Continue Reading
ABSTRACT It is generally accepted that development banks like most other types of financial institutions are facing a number of problems that most pressing and immediate of these, the problems of project financing and implementation are most exacting and formidable. This study is therefore carried out as a first step towards identifying these… Continue Reading
Based on historical evidence, the highest contribution to the Nigeria Economy was Agriculture at present, Agricultural Production has been deducing drastically, especially since the oil boom. This was also contributed to the neglect on this sector due to the problem the Agriculturist encountered. Nigeria Agriculture is… Continue Reading
Service is the central bank motto in the distribution of its various production packages and marketing strategy implementation. Customer are satisfied when they get the service they want at the right time, right place , right price and in the right manner. The issue of efficient service in banking industry has being given serious… Continue Reading
Contribution of financial institution is not just for more development, but also grow the economy of Nigeria. This is because the commercial bank attitude to the public is quiet However, this study is aimed at identifying the contribution of financial institution in Nigerian economy, also to decimate its problem and prospects in… Continue Reading
INTRODUCTION Actually the banking industry has gone far into information technology management and others in the delivery of their customer’s services. Through information technology is subsumed in the concept of information management. Hence, information technology is narrower than information management but also depends heavily on network of… Continue Reading
INTRODUCTION Nigeria still presents a clear reflection of the third world economy in which the growing economy has some working machinery, monetary and fiscal policies that aimed towards maintaining a balance in the entire economy so that growth and development, which is the ultimate goal of every economy, is realized. Generally, monetary… Continue Reading
INTRODUCTION The commercial banks provides their numerous customer across the county with the full range of commercial money market banking products (service) but not related to currents savings and deposit accounts. Loans and overdrafts provision of international money market banking services, export credits and financial advisory services,… Continue Reading
INTRODUCTION Before the introduction of the prudential guidelines, according to CBN circular (1990) some banks were used to declaring huge but unrealized profit, otherwise referred to as “paper profit”. The following problems will be investigated in this study: (a)Did profit figures of the selected commercial banks decrease significantly… Continue Reading
There were so many difficulties which this research work was confronted with bank officials were so reluctant to give out helpful information of this problem and there was also the cost of research and limited time for acquisition analysis and prop or interpretation of data effort was mode bys the researcher to personally visit… Continue Reading
TABLE OF CONTENTS COVER PAGE TITLE PAGE APPROVAL PAGE DEDICATION ACKNOWLEDGEMENT PREFACE LIST OF TABLES CHAPTER ONE: INTRODUCTION 1.1 BACKGROUND OF STUDY 1.2 STATEMENT OF PROBLEM 1.3 OBJECTIVES OF THE STUDY 1.4 RESEARCH OF THE STUDY 1.5 SIGNIFICANCE OF THE STUDY 1.6 HYPOTHESIS CHAPTER TWO: 2.1 LITERATURE REVIEW 2.2 ACCOUNTING AS A LANGUAGE OF… Continue Reading
This research work is aimed at identifying the impact of liquidity problems on the Nigerian banking sector with regards to their profit and previous made by the Government and the Apex Authority in finding the solution the problem. In carrying out his study, secondary Data was used extensively. This project work is divided into five… Continue Reading
This is a research on Mortgage Banking in Nigerian Economic Development Programmes. The research sorted to know for the existence of mortgage banking has been fact by the people and to the extent their objectives has been achieved. In carrying out this research the researches made us of oral interested and questionnaire and the finding… Continue Reading
TABLE OF CONTENTS Title page Approval page Dedication Acknowledgement CHAPTER 1.0 Introduction 1.1 Background of the study 1.2 Statement of the study 1.3 Objective of the study 1.4 Rationale / Research Question 1.5 Significance of the study 1.6 Scope of the study 1.7 Assumption of the study 1.8 Justification of the study CHAPTER TWO 2.0 Review of… Continue Reading
INTRODUTION 1. BLACKGROUND OF THE STUDY Concerted efforts were m ad for many years to involve sub- urban and rural people in Nigeria in modern banking practices. Apart from encouraging the establishment of commercial banks, merchant banks, specialized development bank were created focusing or mortgages Agriculture, savings, co- operatives and… Continue Reading
BACKGROUND OF THE STUDY :- With an award match to becoming an industrialized Nation, Nigeria is witnessing as professional, which made the possible establishment of service industries and other business organisation. This belief was rather so strong that the urge to provide financial services can no longer be overlooked. To accelerate economic… Continue Reading
INTRODUCTION BANKING: It is an institution established for the purpose of rendering retail banking services at a profit. Improving customer services in Nigeria banks: Banking in Nigeria has grown beyond the variety of banks increased. Competition as a result banks were forcved to be in no value and services oriented. But this high rate of growht… Continue Reading
INTRODUCTION A bank is considered liquid when it has asset and investment in security that are easily reliable at a short notice without a loose to the bank together with the ability to raise fund from he other source, to enable it to meet its payment obligation and financial commitment in a timely manner. In addition there should be financial… Continue Reading