Credit Information Sharing And Profitability Of Commercial Banks In Nakuru County, Kenya

ABSTRACT  The banking sector over time has been facing various issues of achieving wide ranging information on their customer’s payments history to be used in their process of accessing borrowers. Theinformation sharing aims at providing information that is very accurate, latest updates and gives instant information on borrowers who have potential. This ensures that it is cost efficient and easier to assess the risk and thus managing it, thus enabling reduction of the involvement of unprofitable business and instead result in improvement of client portfolio profitability of the company and als…