Extent Of Utilization Of Credit Management Techniques In Financial Institutions. A Case Of Mortgage Finance Companies In Kenya

ABSTRACT According to the balance sheet of many Financial Institutions in Kenya NPLS has continued to be a big problem. This has deviated management time towards implementation of better credit management techniques which will help to reduce the level of the NPLS. This study was aimed at establishing the techniques that are mostly used by mortgage companies in Kenya and why some are preferred than others. Primary data was collected from the mortgage companies based in Nairobi and secondary data from existing literature. The data was analysed using descriptive statistics. The findings of the s…