The Influence Of Technology Adoption, Income Expenditure Disparity, Client Characteristics And Interest Rates On The Uptake Of Mobile Based Lending By Commercial Banks In Kenya: A Case Of Ken

ABSTRACT The development of mobile technology has increased, causing effects in the banking sector on a global scale. Moreover, there has been an increase in the rapid technological surroundings around the world in the banking industry and the expansion of distribution channels for financial services. The study’s purpose was to investigate the influence of technology adoption, income-expenditure disparity, client characteristics and interest rates on the uptake of mobile-based lending by commercial banks in Kenya, a case of Kenya Commercial Bank. The specific objectives were to establish how …