Effect Of Selected Factors On Non-performing Agricultural Loans In Commercial Banks In Kenya

Commercial banks play a crucial role in the agricultural sector in advancing affordable credit to improve their productivity, enhancing their food security, and expanding their income. Financing of the sector however continues to get the lowest levels of credit in Kenya compared to other sectors due to poor loan repayment. The objectives of the study were to establish the effect of Gross Domestic Product, determine the effect of real effective exchange rate; determine the effect of lending rate on agricultural non-performing loans, and to assess the effect of growth in loan portfolio on agricu…