Effect Of Small And Medium Enterprises Challenges On Access To Commercial Bank Credit In Seme Sub-county Kenya

ABSTRACT Small and medium enterprises (SMEs) sector has continued to play an important role in the economy both globally and regionally. The Kenyan government has therefore encouraged the commercial banks to provide credit facilities to this important sector of economy. However, reports have indicated that there is low accessibility of credit facilities among the SMEs from the commercial banks. This study therefore sought to determine the effect of small and medium enterprises challenges on access to commercial bank credit in Seme Sub-County Kenya. The specific objectives were; to examine the …