An Examination Of Debt Default In Commercial Banks In Nigeria. (a Case Study Of United Bank For Africa (uba) Benin City)

 ABSTRACTBank is an organization that provides various financial services as well as keeping or lending of money to customers. Banks also perform their credit function by extending loans and credit to meet the needs of the customers, as well as earn profits and returns that would increase the wealth of shareholders. This has led to accumulation of bad debts in the banking industry since some of these debts are not only un-collectable, by the banks, but un-payable by the customers, most of which have had great resultant examination on banks over along period of time. A number of factors ar…