Technology And Its Effect On Human Capital Within The Financial- Service Industry In Ghana: The Case Of Ejuraman And Asokore Rural Bank Limited

ABSTRACT Technology transfer has brought about a revolution in the functioning of banks as it offers major opportunities to banks and their customers. This has made the transition to electronic banking a necessity for banks in order to be viable. Despite its benefits, developing countries still lag behind in the adoption of technology transfer. This study therefore seeks to examine technology transfer and its effect on human capital within the financial service industry in Ghana, focusing on Ejuraman rural bank and Asokore rural bank ltd. The study made use of questionnaires to collect data fr…