Adoption Of Cloud-based Services By Smes In Developing Countries: Development Of A T-o-e Based Model

Small and Medium Enterprises (SMEs) face numerous challenges in identification, setting up and making use of Information Technology (IT) as an enabler for business. Cloud computing could solve this problem by offering ready, low cost of entry IT solutions. Adoption of cloud computing among the SMEs in developing countries is however low due to a number of barriers as identified by previous studies. Over the years, research on adoption on innovation and technology has unveiled a number of theories on adoption which range from Individual level theories to Organizational level theories and even M…