An Evaluation Of Credit Management And The Incident Of Bad Debt In Nigeria Commercial Bank (case Study Of Union Bank Of Nigeria)

CHAPTER ONE INTRODUCTION  BACKGROUND INFORMATION OF THE STUDY In a modern Economy there is distinction between the surplus economic unit and the deficit in consequences a separation of the saving investment mechanism. This has necessitated the existence of financial institution whose job includes the transfer of fund from sales to investors. One such institution is the commercial bank.  The intermediating roles of the banks places them in a position of trustees of the saving of the widely dispersed surplus economic unit as well the determinant of the rate and shape of economic development.  Th…