An Evaluation Of Credit Management And The Incident Of Bad Debt In Nigeria Commercial Bank (a Case Study Of Union Bank Of Nigeria)

ABSTRACTThe purpose of this research is to examine “An Evaluation of Credit Management and The incident of bad Debt in Nigeria (A study of union bank of Nigeria).   The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in bank lending.  Obviously this has adverse effect on banks since it affects their cash flow and impair profitability.   Most loans and advances go bad because of the inadequacy in credit management and recovery procedure of banks.  Apprais…