An Evaluation Of Credit Management And The Incident Of Bad Debt In Nigeria Commercial Bank (case Study Of Union Bank Of Nigeria)

ABSTRACTThe growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the Union bank of Nigeria PLC was appraised with a view to ascertaining the causes and consequences of bad debts as well as to find ways and means of reducing the incidence therefore.  The researcher thought test techniques intended to ascertain which find div…